Terms & Conditions

FORSA is a technology-enabled platform designed to facilitate opportunities involving the transfer or assignment of existing property purchase contracts.

FORSA connects holders of existing property purchase contracts who may wish to transfer their contractual position with potential buyers interested in acquiring such contractual positions.

FORSA provides technology, information, verification, communication and transaction-support services intended to facilitate this process.

FORSA does not own the properties listed on the Platform and, unless expressly stated otherwise in a specific transaction, does not itself sell the properties or property contracts listed by users.

FORSA does not replace the contractual relationship between the relevant property owner, buyer and property developer.

For the purposes of these Terms:

“FORSA”, “we”, “us” or “our”

means Creative group international – CGI LLC, the operator of the FORSA Platform.

“User”, “you” or “your”

means any person accessing or using the Platform.

“Seller”

means a user who submits an existing property purchase contract or property opportunity for potential transfer.

“Buyer”

means a user seeking to acquire an existing property purchase contract or expressing interest in a listed opportunity.

“Developer”

means the property developer or other entity that is party to the original property purchase contract.

“Listing”

means a property contract or opportunity submitted to or displayed on the Platform.

“Transfer” or “Assignment”

means the transfer of rights and obligations under an existing property purchase contract from the existing contract holder to a new buyer, subject to applicable contractual, legal and developer requirements.

“Transaction”

means the process through which a Seller and Buyer proceed toward completion of a contract transfer.

You must have the legal capacity to enter into binding agreements under the laws applicable to you in order to use FORSA.

By using the Platform, you confirm that:

• You are providing accurate and complete information.
• You have the legal authority to provide information and documents you submit.
• You will comply with applicable laws and regulations.
• You will not use the Platform for unlawful or fraudulent purposes.
• You will not impersonate another person or entity.
• You will not knowingly provide false, misleading or materially incomplete information.
• You will comply with these Terms.

FORSA may request information and documentation necessary to verify your identity, contractual position, property information or eligibility.

Certain FORSA services require you to create an account.

You are responsible for:

• Providing accurate registration information.
• Keeping your information current.
• Maintaining the confidentiality of your login credentials.
• Taking reasonable steps to prevent unauthorized access to your account.
• Informing FORSA promptly if you believe your account has been compromised.

You must not permit another person to use your account where doing so would compromise the security or integrity of the Platform.

FORSA may suspend or terminate accounts where it reasonably believes that the account is being misused, compromised or operated in violation of these Terms or applicable law.

If you submit a property or property contract to FORSA, you represent and warrant that:

• You are the legitimate holder of the relevant property purchase contract or are legally authorized to act on behalf of the contract holder.
• The information you provide is accurate and complete to the best of your knowledge.
• Documents you provide are genuine and have not been materially altered.
• You have disclosed relevant outstanding payments or obligations known to you.
• You have disclosed material restrictions affecting the transfer, where known to you.
• You have the legal right to offer the opportunity for transfer.
• You will promptly notify FORSA of material changes affecting the Listing.
• You will not knowingly misrepresent the amount paid, outstanding balance, contract status or transferability of the property.

You must not list a property contract that you do not have the right or authority to transfer.

If you express interest in or seek to acquire an opportunity through FORSA, you acknowledge that:

• You are responsible for reviewing the information provided.
• You should satisfy yourself regarding the property, contract, developer, financial obligations and transfer conditions.
• You should obtain independent legal, financial and tax advice where appropriate.
• Your expression of interest does not automatically constitute a binding purchase agreement.
• You may be required to satisfy the Developer's eligibility and approval requirements.
• You are responsible for meeting the payment obligations applicable to the transferred contract.
• You must provide accurate information and documentation requested during the transaction process.

Listings may contain information relating to:

• Developer
• Project
• Property type
• Unit details
• Original contract price
• Amount paid
• Remaining balance
• Installment schedule
• Location
• Property status
• Transfer requirements
• Applicable fees
• Other relevant information

FORSA takes reasonable steps to review information supplied through the Platform.

However, information may originate from Sellers, Developers or other third parties. FORSA does not guarantee that all information will always be complete, current or error-free.

Users should independently verify material information before entering into a binding transaction.

FORSA may review and verify information supplied by Sellers.

Verification may include:

• Identity information
• Property information
• Original contract information
• Payment information
• Remaining balance
• Installment information
• Developer requirements
• Supporting documentation

The scope of verification may vary between opportunities.

“FORSA Verified” does not mean “Developer Approved.”

A FORSA Verified designation means that FORSA has completed the applicable verification process for the information identified as verified.

It does not constitute a guarantee of:

• Property ownership beyond the information verified.
• Property value.
• Investment performance.
• Future appreciation.
• Rental income.
• Delivery date.
• Developer approval.
• Legal validity of every aspect of the underlying transaction.

Where Developer approval is required, the transfer cannot be completed without satisfying the Developer's applicable requirements and obtaining the required approval.

FORSA does not bypass, override or replace a Developer's contractual or approval process.

A Developer may impose requirements relating to:

• Buyer eligibility.
• Documentation.
• Outstanding payments.
• Transfer or assignment fees.
• Administrative fees.
• Financial qualification.
• Payment status.
• Other contractual or regulatory requirements.

Developer requirements may change from time to time.

FORSA promotes a 0% price-over philosophy.

Unless expressly stated otherwise, 0% price over means that the Seller does not add a premium or markup to the amount already paid under the original property purchase contract.

For example, if the verified amount paid under an existing contract is EGP 2,000,000, a 0% price-over Listing would not add a Seller-created premium to that amount.

0% price over does not mean that the transaction is free of all costs.

Applicable FORSA service fees, Developer transfer fees, administrative charges, banking charges, taxes or other transaction costs may apply.

FORSA may display information including:

• Original contract price.
• Amount paid.
• Amount payable to the Seller.
• Remaining Developer balance.
• Installment schedule.
• FORSA fees.
• Developer fees.
• Other applicable transaction costs.

Such information is provided to facilitate evaluation of the opportunity.

It does not constitute financial, investment, valuation, tax or legal advice.

FORSA may charge fees for its services.

The applicable fee structure will be communicated through the Platform or during the relevant transaction process.

Where applicable, the FORSA service fee may be charged to the Buyer.

FORSA may change its fee structure from time to time.

Any applicable transaction fee will be communicated before the relevant party becomes contractually committed to the applicable fee, subject to applicable Egyptian law.

A transaction may involve fees charged by parties other than FORSA, including:

• Developer transfer or assignment fees.
• Administrative charges.
• Banking charges.
• Escrow charges.
• Government fees.
• Registration fees.
• Legal or professional fees.
• Applicable taxes.

Unless expressly stated otherwise, these fees are separate from the FORSA service fee.

Responsibility for such fees depends on the transaction terms and applicable Developer requirements.

A Buyer may express interest in a Listing through the Platform.

An expression of interest:

• Does not automatically constitute a purchase.
• Does not automatically create a binding contract.
• Does not guarantee availability.
• Does not guarantee Developer approval.
• Does not guarantee completion of the Transaction.

A binding obligation arises only where the relevant parties have entered into the applicable agreements and the required conditions have been satisfied.

FORSA may facilitate communication between Buyers and Sellers.

Users must communicate honestly and professionally.

Users must not use information obtained through FORSA to:

• Harass another user.
• Send unauthorized marketing communications.
• Commit fraud.
• Misrepresent themselves.
• Mislead another user.
• Circumvent applicable transaction procedures.
• Obtain another user's personal information for an unrelated purpose.

Where FORSA introduces a Buyer and Seller or facilitates a potential transaction, users must not intentionally use information obtained through FORSA to circumvent applicable FORSA fees or deliberately avoid the legitimate operation of the Platform.

FORSA reserves the right to restrict accounts or take appropriate action where it reasonably believes that a user is deliberately attempting to circumvent the Platform's applicable commercial arrangements, subject always to applicable Egyptian law.

Where an escrow or controlled payment arrangement is used, funds will be handled according to the terms governing that escrow or payment arrangement.

FORSA does not guarantee payment or transaction completion except to the extent expressly stated in an applicable agreement.

FORSA does not consider a transaction completed merely because a Buyer has initiated payment.

Funds may be released only when the applicable contractual, escrow and transaction conditions have been satisfied.

A typical transaction may involve:

• Seller submits an opportunity.
• FORSA reviews the information.
• Applicable verification is conducted.
• The opportunity is made available to Buyers.
• Buyer expresses interest.
• Buyer and Seller agree to proceed.
• Required documentation is completed.
• Applicable payment or escrow arrangements are established.
• Developer requirements are completed.
• Developer approval is obtained where required.
• The contractual transfer is completed.
• Applicable funds are released according to the agreed arrangements.

The exact process may differ depending on the Developer, property, contract and transaction structure.

FORSA does not guarantee a fixed transaction timeframe unless expressly agreed in writing.

Completion may depend on:

• Seller documentation.
• Buyer documentation.
• Payment status.
• Developer requirements.
• Developer approval.
• Banking or escrow procedures.
• Legal requirements.
• Administrative processing.
• Government procedures where applicable.

Any timeframe provided by FORSA should be treated as an estimate unless expressly guaranteed in writing.

A transfer may fail or be delayed for reasons including:

• Developer rejection.
• Incomplete documentation.
• Outstanding payments.
• Buyer eligibility issues.
• Seller eligibility issues.
• Contractual restrictions.
• Regulatory requirements.
• Failure to satisfy transaction conditions.
• Banking or payment issues.

The treatment of any payments or deposits following a failed transaction will depend on the applicable agreements and payment or escrow arrangements.

A Seller may withdraw a Listing before entering into a binding transaction, subject to any applicable agreement.

A Buyer may withdraw an expression of interest before entering into a binding transaction, subject to any applicable agreement.

Once binding agreements have been entered into, cancellation rights and consequences will be governed by those agreements and applicable Egyptian law.

FORSA does not guarantee that:

• A Seller will find a Buyer.
• A Buyer will find a suitable opportunity.
• A Developer will approve a transfer.
• A transaction will be completed.
• A property will increase in value.
• A property will generate rental income.
• A property will be delivered by a particular date.
• A particular financial outcome will be achieved.

FORSA provides a platform and transaction-support service and does not guarantee transaction success or investment performance.

Unless expressly stated otherwise in a specific written agreement, FORSA is not:

• The owner of a listed property.
• The Seller of a listed property.
• The Buyer of a listed property.
• The Developer.
• A party to the underlying property purchase contract.

FORSA does not assume the contractual obligations of the Seller, Buyer or Developer.

Information provided through FORSA is for general informational and transaction-facilitation purposes.

FORSA does not provide:

• Legal advice.
• Tax advice.
• Financial advice.
• Investment advice.
• Valuation advice.

Users should obtain independent professional advice before entering into a transaction where appropriate.

Users may submit:

• Property descriptions.
• Images.
• Documents.
• Financial information.
• Comments.
• Other materials.

You remain responsible for the accuracy, legality and authenticity of content you submit.

By submitting content, you confirm that:

• You have the right to provide it.
• Its submission does not violate another person's rights.
• It is not knowingly false or misleading.
• It does not contain unlawful or malicious material.

You grant FORSA a non-exclusive right to use, reproduce, process, display and communicate submitted content only to the extent reasonably necessary to operate the Platform and provide the requested services.

You must not use FORSA to:

• Commit fraud.
• Provide forged documents.
• Provide knowingly false information.
• Misrepresent ownership or contractual rights.
• Misrepresent payment information.
• Manipulate Listings.
• Harass users.
• Scrape or systematically copy Platform information without authorization.
• Introduce malware or malicious code.
• Attempt unauthorized access.
• Interfere with Platform operations.
• Circumvent security measures.
• Violate another person's rights.
• Conduct unlawful activities.
• Circumvent Developer requirements.
• Use the Platform for any purpose prohibited by applicable Egyptian law.

All intellectual property appearing on the Platform, including:

• FORSA name.
• FORSA logo.
• Trademarks.
• Brand identity.
• Graphics.
• Artwork.
• Illustrations.
• Photography.
• Videos.
• Animations.
• Website design.
• User-interface design.
• Written content.
• Software.
• Source code.
• Databases.
• Data structures.
• Market intelligence.
• Proprietary methodologies.

is owned by or licensed to FORSA unless expressly stated otherwise.

No part of the Platform may be copied, reproduced, modified, distributed, republished, transmitted, displayed, sold, licensed or commercially exploited without prior written authorization from FORSA, except where expressly permitted by applicable law.

FORSA may develop proprietary market information, analytics and databases relating to:

• Developers.
• Projects.
• Property opportunities.
• Transfer requirements.
• Transfer fees.
• Timelines.
• Assignment activity.
• Market trends.
• Other property-market information.

The organization, compilation, presentation and analysis of such information may constitute proprietary FORSA intellectual property.

Users may not copy, reproduce, scrape, redistribute, sell or commercially exploit FORSA's proprietary databases, market intelligence or analytical tools without prior written authorization.

Your use of FORSA is also subject to the FORSA Privacy Policy.

FORSA processes personal data in accordance with applicable Egyptian data-protection requirements, including Law No. 151 of 2020 on Personal Data Protection and its applicable Executive Regulations and regulatory requirements.

Egypt's Personal Data Protection Center identifies Law No. 151 of 2020 and Executive Regulations No. 816 of 2025 as the current Egyptian personal-data protection framework.

Where applicable, FORSA may also be subject to privacy laws in other jurisdictions where it offers services or processes personal data.

Privacy Policy: Read the FORSA Privacy Policy

FORSA recognizes that property contracts, financial information, payment records, identity information and transaction discussions may be confidential.

FORSA will handle personal information in accordance with its Privacy Policy and applicable law.

Users must not misuse confidential information obtained through the Platform.

Nothing in this section prevents disclosure required by law, court order, regulatory authority or other lawful requirement.

FORSA may integrate or interact with third-party services, including:

• Developers.
• Banks.
• Escrow providers.
• Payment providers.
• Verification providers.
• Technology providers.
• Professional advisers.
• Other transaction partners.

Third-party services may be governed by their own terms and privacy policies.

FORSA is not responsible for third-party services to the extent they operate independently of FORSA and outside FORSA's reasonable control.

FORSA aims to maintain reliable Platform availability but does not guarantee that the Platform will always:

• Be available.
• Be uninterrupted.
• Be error-free.
• Be free from technical issues.
• Contain current information.

FORSA may temporarily suspend or restrict access for:

• Maintenance.
• Security.
• Updates.
• Technical issues.
• Legal or regulatory requirements.
• Operational requirements.

FORSA may suspend, restrict or terminate an account where it reasonably believes that:

• These Terms have been violated.
• False or fraudulent information has been provided.
• Fraudulent activity has occurred.
• The account poses a security risk.
• The user has misused the Platform.
• Applicable law requires action.

Termination does not affect rights or obligations that arose before termination.

To the maximum extent permitted by applicable Egyptian law, FORSA provides the Platform and its services on an “as available” basis.

FORSA does not warrant that:

• Every Listing is accurate.
• Every Seller is legitimate.
• Every Buyer is qualified.
• Every Developer will approve a transfer.
• Every transaction will be completed.
• The Platform will always be uninterrupted.
• Information will always be current or error-free.

Users remain responsible for conducting appropriate due diligence.

Nothing in these Terms excludes any warranty or statutory protection that cannot lawfully be excluded under Egyptian law.

To the maximum extent permitted by applicable Egyptian law, FORSA will not be responsible for indirect, incidental, special or consequential losses arising from matters including:

• Failure to complete a transaction.
• Developer rejection.
• Changes in property value.
• Changes in market conditions.
• Loss of anticipated profits.
• Delays in transfer.
• Actions or omissions of Buyers, Sellers or Developers.
• Third-party services.
• Incorrect information supplied by users or third parties.
• Events outside FORSA's reasonable control.

Nothing in these Terms excludes or limits liability where such exclusion or limitation is prohibited by mandatory Egyptian law.

To the extent permitted by applicable Egyptian law, you agree to compensate FORSA for losses, liabilities, claims and reasonable costs arising directly from:

• Your material breach of these Terms.
• Your misuse of the Platform.
• Knowingly false or misleading information you provide.
• Your violation of another person's rights.
• Your unlawful conduct.
• Your breach of a contractual obligation relating to a transaction.

This provision does not limit any mandatory rights available to consumers or other users under Egyptian law.

FORSA may facilitate communication between Buyers and Sellers but is not necessarily a party to their underlying transaction.

Disputes concerning the underlying property contract or transfer should be resolved according to the relevant transaction agreements and applicable Egyptian law.

FORSA may assist with information or communication where reasonably appropriate but does not guarantee resolution of disputes between users.

Developers retain their contractual rights and obligations under their agreements with property owners and Buyers.

Nothing on FORSA:

• Overrides a Developer's contract.
• Removes a Developer's approval rights.
• Guarantees Developer approval.
• Changes Developer transfer requirements.
• Waives Developer fees.

Where Developer approval is required, it remains a condition of completing the transfer.

FORSA intends to conduct its Platform operations in accordance with applicable Egyptian consumer-protection requirements.

Information concerning services, fees and material transaction characteristics will be presented in a manner intended to be clear and accurate.

Nothing in these Terms is intended to deprive a consumer of any mandatory right or protection provided under applicable Egyptian consumer-protection law.

Where applicable, the rights and obligations of consumers and service providers will be interpreted consistently with the mandatory requirements of Egyptian law.

You agree that communications, notices, confirmations and other records may be provided electronically where permitted by applicable Egyptian law.

Electronic records may include:

• Emails.
• Platform notifications.
• Account records.
• Electronic forms.
• Electronic acknowledgements.
• Transaction records.

You are responsible for maintaining access to the email address and account information associated with your FORSA account.

Where electronic signatures, electronic acknowledgements or electronic agreements are used, their validity and enforceability shall be subject to applicable Egyptian law.

Nothing in these Terms requires a user to treat an electronic action as creating a binding obligation where applicable law requires additional formalities.

Where a transaction requires a specific form, notarization, registration, authentication or other legal procedure, that requirement remains applicable.

FORSA may add, modify, suspend or remove Platform features from time to time.

We may also change:

• Services.
• Features.
• Fees.
• Eligibility requirements.
• Processes.
• Listing criteria.

Material changes will be communicated where required by applicable law.

FORSA may update these Terms from time to time to reflect:

• Changes to the Platform.
• New services.
• Changes in our business model.
• Changes in applicable law.
• Regulatory developments.
• Security requirements.

The updated version will be published on the Platform with a revised “Last Updated” date.

Where required by law, FORSA will provide appropriate notice of material changes.

Continued use of the Platform after the effective date of updated Terms constitutes acceptance of the updated Terms, subject to any mandatory rights that cannot legally be waived.

These Terms and your use of the FORSA Platform shall be governed by and interpreted in accordance with the laws of the Arab Republic of Egypt.

Subject to any mandatory legal rights or protections applicable to a user under the law of their jurisdiction, the laws of Egypt shall govern the relationship between FORSA and the user in connection with the Platform.

Nothing in these Terms is intended to prevent the application of any mandatory law that cannot legally be excluded.

Subject to any mandatory jurisdictional rights available under applicable Egyptian law, the courts of the Arab Republic of Egypt shall have jurisdiction over disputes arising from or relating to these Terms or the use of the FORSA Platform.

Where a mandatory Egyptian law provides a different forum, procedure or jurisdiction, that mandatory requirement shall prevail.

Before commencing formal legal proceedings concerning a dispute relating to the Platform, the parties are encouraged to attempt to resolve the matter amicably.

A user may contact FORSA using the contact details provided below.

Nothing in this section prevents a party from seeking urgent legal or judicial relief where permitted or required by law.

FORSA will not be responsible for delay or failure caused by circumstances beyond its reasonable control, including:

• Natural disasters.
• War.
• Civil unrest.
• Government action.
• Regulatory changes.
• Internet or telecommunications failures.
• Cybersecurity incidents beyond reasonable control.
• Banking or payment-system failures.
• Developer system failures.
• Strikes.
• Epidemics or pandemics.
• Other circumstances beyond FORSA's reasonable control.

If any provision of these Terms is determined to be invalid, unlawful or unenforceable, the remaining provisions will remain in effect to the maximum extent permitted by applicable law.

The invalid provision will be interpreted or modified to the minimum extent necessary to make it legally effective where permitted.

These Terms, together with the FORSA Privacy Policy and any other agreements expressly incorporated into them, constitute the terms governing your use of the FORSA Platform.

Specific transaction agreements may contain additional terms applicable to a particular transaction.

Where there is a conflict between these Terms and a specific transaction agreement, the specific transaction agreement will govern the relevant transaction to the extent of the conflict.

Failure by FORSA to enforce any provision of these Terms does not constitute a waiver of its right to enforce that provision in the future.

If you have questions, complaints or requests regarding these Terms or the FORSA Platform, please contact:

By selecting “Create Account”, “Register”, “Sign Up” or an equivalent registration button, submitting a Listing, expressing interest in an opportunity, or otherwise using the FORSA Platform, you confirm that:

• You have read these Terms & Conditions.
• You understand these Terms & Conditions.
• You agree to be bound by these Terms & Conditions.
• You have read and acknowledge the FORSA Privacy Policy.
• The information you provide to FORSA is accurate to the best of your knowledge.
• You have the authority to provide any information or documents you submit.
• You understand that property contract transfers may be subject to Developer approval and other conditions.
• You understand that FORSA does not guarantee completion of any transaction.
• You understand that FORSA does not provide legal, financial, tax or investment advice.

If you do not agree to these Terms & Conditions, you must not create an account or use the FORSA Platform.

FORSA is a technology platform intended to facilitate property contract transfer opportunities.

FORSA does not own the properties listed on the Platform and, unless expressly stated otherwise in a specific written agreement, is not a party to the underlying property purchase contract.

Information displayed on FORSA is provided to facilitate evaluation and communication and should not be treated as a guarantee, valuation, investment recommendation, legal opinion or financial advice.

FORSA Verified does not mean Developer Approved.

Where Developer approval is required, the transfer cannot be completed without satisfying the applicable Developer requirements and obtaining the required approval.

Users are responsible for conducting their own due diligence and should obtain independent legal, financial and tax advice where appropriate.

No Listing, expression of interest, verification status or communication through FORSA should be interpreted as a guarantee that a transaction will be completed.

All transactions remain subject to the applicable contracts, Developer requirements, payment arrangements, legal requirements and applicable laws.

Nothing in these Terms is intended to exclude, restrict or waive any right or protection that cannot legally be excluded, restricted or waived under Egyptian law.

FORSA may be accessed by users located outside Egypt, including users in Saudi Arabia, the United Arab Emirates and other GCC countries.

Where FORSA processes personal data or provides services that are subject to mandatory laws of another jurisdiction, FORSA will seek to comply with those mandatory requirements to the extent applicable.

Nothing in these Terms is intended to exclude any mandatory consumer, privacy, data-protection or other legal protection applicable to a user in their jurisdiction.

The inclusion of this provision does not mean that FORSA represents that every aspect of the Platform is subject to or compliant with every law of every GCC jurisdiction.

Users accessing FORSA from outside Egypt are responsible for complying with laws applicable to them.

© 2026 FORSA. All Rights Reserved.

All FORSA trademarks, logos, names, designs, graphics, illustrations, photography, videos, animations, audiovisual materials, website layouts, user interfaces, written content, software, databases, market intelligence, proprietary methodologies and other creative or intellectual assets appearing on the FORSA Platform are owned by or licensed to FORSA and are protected by applicable intellectual property laws.

No part of the FORSA Platform or its content may be copied, reproduced, modified, distributed, republished, transmitted, displayed, sold, licensed or commercially exploited without prior written authorization from FORSA, except where expressly permitted by applicable law.

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